When you call to know what your balance is, you have to clarify what type of balance you are asking about. Typically, the credit card customer service representative is going to quote you your current balance – also known as … Continue reading
You’d think your credit card balance is whatever you have on your card, right? Well, the truth of the matter is that credit card companies actually segregate balances. Your credit card company’s customer service rep may tell you what your … Continue reading
Not all credit cards have annual fees. Typically, an annual fee is charged for credit cards that offer special privileges and rewards. They also usually come with the so-called “charge cards” or cards that must be paid in full each … Continue reading
What do you need to pay for when you get a credit card? Certainly, you’re not going to pay for only the cost of your actual purchases. Credit cards may come with other fees that you need to be aware … Continue reading